For Lifes Unforseen Events
Be prepared for such events
Life is full of unforeseen events. Most are pleasant, but no one is protected from events that may have devastating consequences on quality of life (death, divorce, illness, etc.). In addition to having to overcome your grief and other emotional problems, you have to carry the financial burden occasioned by such events.
At Insurance 1 Stop, we have designed life and health insurance products that prepare you to confront these situations confidently.
Protect Yourself & Family
Incase of sudden loss
Life insurance is essential to all good planning—whether it be to protect your family against a sudden loss of income, insure a key company employee or plan your estate. We have developed a variety of products to meet your specific needs and your financial situation.
|Objectives||Duration of Protection|
|Universal Life Insurance
|Term Life Insurance
20 years or
|Permanent Life Insurance
Disability Income Insurance
Stay Protected In Times of Sickness
Keep your family comfortable
Insurance 1 Stop disability income insurance provides you with a source of income to replace your salary during a period of disability resulting from an accident or illness.
Who Should Consider Disability Income Insurance?
Persons who have jobs that do not provide a group insurance plan:
Features and Advantages
Critical Illness Insurance
Recover With Ease
worry less about your financials
Insurance 1 Stop critical illness insurance provides you with a lump-sum payment after a critical illness is diagnosed. As a result, you can devote 100% of your energies to your recovery, without worrying about the financial impacts of the illness.
Who Should Consider Critical Illness Insurance?
Anyone who wishes to be protected against financial concerns resulting from a critical illness:
Features and Advantages
Insurance Without Medical Examination
Cant Get Insured ?
Medical history holding you back
Requiring no medical examination or blood test, this type of insurance is intended for persons who for medical reasons have difficulty obtaining insurance.
Who Should Consider Insurance Without Medical Examination?
Persons who for medical or other reasons have difficulty obtaining life insurance.
Features and Advantages
Home Protection Plan
Credit Insurance at its best…
The various types of credit, such as mortgage loans, mortgage lines of credit personal loans, personal lines of credit, etc. are quite common, and like most people you probably use this alternative to meet your financial obligations.
Credit insurance, often offered in conjuncture with these types of credit, is intended for anyone who has a mortgage and/or personal loan and/or line of credit.
To meet your credit insurance needs and ensure financial security in the event of death or disability, we suggest you subscribe to our flexible term life insurance which offers a full line of features and distinctive advantages.
Features and advantages of credit insurance
Your advisor will guide you in the most appropriate selection for complete coverage that will meet your personal needs. Contact your financial advisor today.
Dental & Health Insurance
Take Care of Your Family
and your medical expenses!
We offer a range of coverage providing for the reimbursement of health care expenses, such as the cost of prescription drugs, dental care and home care.
Home Care Insurance
Home care insurance covers the costs of medical assistance and home care required following hospitalization or day surgery.
This coverage enables members to obtain reimbursement for:
This coverage guarantees the reimbursement of dental fees for the member and his family and is offered in a choice that includes preventive care, basic care, major care, and orthodontic care.
Non-Contract Reimbursement of Medical Expenses
Under this plan, employers can offer some of their members the reimbursement of medical expenses that are not eligible under the basic contract, without having to extend the plan to all employees. This is an interesting and attractive formula for key employees, since medical expenses are paid using pre-tax dollars. The policyholder will find the plan practical, since the plan costs are assumed for the target group of members only.
This coverage provides for the reimbursement of vision care such as eye examinations and the purchase of contact lenses or corrective lenses for the member and his family.
Employee Assistance Program
The Employee Assistance Program (EAP) is a way for employers to help prevent the onset of disability. The EAP gives members and their immediate family confidential access to professional resources and assistance in time of need.
Visitor & Travel Insurance
Leave Nothing To Chance
Even on vacation
We provide full coverage and emergency medical assistance so that you can travel worry free.
Emergency Out-of-Province Medical Expenses
This insurance for emergency medical expenses provides full coverage during travel outside the province of residence. It covers hospital, medical and surgical expenses up to a lifetime limit of $4 million.
Out-of-Canada Medical Assistance
Emergency out-of-Canada medical assistance is provided 24 hours a day, seven days a week. Some of the services offered are:
Trip Cancellation Insurance
This optional benefit covers up to $5,000 in fees when unforeseen circumstances lead to the cancellation or interruption of a trip. To find out which fees are covered or for more information, contact the a sales representative.